16–18% a year, deposited on the 15th like clockwork — secured by real physical assets held in institutional custody. No tenants. No screens to watch. No hoping the market cooperates with your timing.
You don't have a money problem. You have a yield problem. Your capital is parked in places that feel safe — and quietly lose ground every month you leave it there.
Cash and GICs pay four or five percent, and inflation eats most of it. After tax, your real return is close to zero. Money that isn't compounding is quietly shrinking.
Dividends average two to three percent. Everything else is paper gains you can't spend — and the market rarely cooperates with your timing. A portfolio that only pays when you liquidate isn't paying you.
Tenants, repairs, vacancies, financing that reprices against you. The yield is real, but so is the work — and the exposure to one more cycle you can't control. You wanted income, not another operation to run.
There's a fourth option most investors never see — until someone shows them.
Your capital funds short-term loans against rare physical assets — fine art, rare coins, vintage wine. You earn a fixed 16–18%, paid monthly. The asset is the security. Pick the term that fits.
Not people who are struggling — people who are asset-rich and in a hurry. They own something valuable and refuse to sell it — because selling means losing a prized possession forever and triggering a hefty tax bill on the sale. A bank takes months and won't lend against art anyway. So they borrow against what they own, pay a premium for speed, and pledge assets worth far more than they borrow. That premium is your monthly income.
They could qualify for a bank loan — they just don't have the weeks it takes. A deal to close, a buyout to fund, a window that shuts Friday. They pay for speed, not because they lack options.
They own something they treasure and have no intention of giving it up. Borrowing against it to fund the next acquisition — without selling, without the tax hit — is simply the smarter move. They keep what they love; you collect the interest.
Proven operators who need working capital to seize inventory the moment it appears. The market moves in days; their bank's credit committee moves in months. Our capital keeps them ahead of it.
Every one of them is offered the same deal: borrow at most 65 cents against every dollar of appraised collateral, or don't borrow at all. That single rule is why $338M has gone out over five years and not one investor has lost a dollar.
Move the slider. This is the income that would land in your account on the 15th.
By default this income is taxed as interest — at the highest rate there is. Our structure can have it treated as capital gains instead, taxed at roughly half. Same gross return. You simply keep more.
Figures use current combined federal-provincial top marginal rates for an Ontario resident. Other provinces and situations differ. Capital gains treatment is supported by formal legal opinions on file; application to your situation requires review with your own advisor. This is not tax advice.
A $300,000 loan is secured by at least $500,000 of independently appraised collateral. That asset is taken into custody by Kroll before any funds are released, stored at Brinks, and insured at full value by Lloyd's.
It never sits on AMA's balance sheet. If AMA stopped operating tomorrow, Kroll would continue to hold and enforce it for investors. Across $338M over five years, no investor has lost a dollar.
A missed payment triggers a 10-day cure period — most resolve there. If not, Kroll sells the collateral and pays investors first. Even at a discounted sale, your principal comes back before anyone else is paid.
Allocations are fixed 12- or 18-month commitments; the returns are the premium for that. If you might need this capital sooner, we'll say so on the call — it wouldn't be the right fit. At maturity you can renew, withdraw in full, or increase.
Twenty minutes, direct, with a senior member of our team — not a call centre. You'll see current availability and the real custody and loan documents. If it's not a fit for your position, you walk away, no follow-up.
One confidential, 20-minute call. We walk through the structure, the safeguards, and current availability — and answer anything you or your advisors need.
If it's a fit, you could be earning within the week. If it isn't, you walk away — no follow-up, no pressure.
Confidential. We respond within one business day.
After submitting, you'll pick a time on the calendar directly. Accredited investors only.